STUDY RECORD · last re-checked 2026-09
Finalto — institutional liquidity provider
Finalto Financial Services Limited · London, GB · evidence score 91/100
Licence, read on the register
| Regulator | Licence number | Jurisdiction | Tier | Source |
|---|---|---|---|---|
| Financial Conduct Authority (UK) | 481853 · authorised · checked 2026-09 | GB | tier-1 | open source ↗ |
Tier classification follows the same scale as the retail register: tier-2 means real supervision and client-money segregation, without an investor compensation scheme — never misread it as tier-1 protection.
What this record teaches
Reading skills, each anchored to something the firm actually published.
- 01 — Teaching pointThe company serves brokers, hedge funds, and institutional clients through its multi-asset liquidity services.
- 02 — Teaching pointConnectivity is provided via FIX API, ensuring direct access to liquidity across asset classes.
Claims ledger
Claims specific enough to be falsified — and the ones that remain the venue's own measurement.
Testable claims
- Three data centres: New York, London and Singapore (own liquidity page)
Claims we cannot verify from outside
- "Direct Tier-1 bank connectivity" and "ultra-low latency" — own liquidity-page marketing without disclosed metrics
Perimeter and coverage
| Asset classes | Venues | Connectivity | Clients accepted | Explicitly refused |
|---|---|---|---|---|
| FX: yes, Metals: yes, Indices: yes, Commodities: yes, Crypto: yes | not examined | FIX API: yes, MetaTrader 4 bridge: yes, MetaTrader 5 bridge: yes, rest_api: yes, third_party_api_bridge: yes, clearvision: yes, colocation_ld4_ny4_sg3: yes | regulated_broker, financial_institution, family_office, hedge_fund, professional_trader, prop_trading_house, asset_manager | not examined |
A firm that publishes its own negative space — who it refuses, where it is not licensed — is materially easier to diligence than one that doesn't. The refusal list is treated here as a disclosure, not a defect.
Self-check
Answer these before you consider the record read. If you cannot, re-read the licence and the claims ledger — the answers are all in what the firm published.
- What types of clients does Finalto serve with its liquidity services?